TJC Mortgage, Inc. is Veteran Owned and Operated
Veteran Loan Benefits
The VA (Veterans Affairs) helps service members, veterans and their families become homeowners by providing a home loan guaranty benefit and other housing-related programs to help veterans obtain, retain, or adapt a home for personal occupancy. VA-guaranteed loans are provided by private lenders, such as banks and mortgage companies, and not by the VA directly. Through the VA Home Loan Guaranty Program, VA guarantees a portion of your loan against loss and helps lenders provide you with more favorable financing terms.
Down Payment Options
Closing Costs Options
To be eligible for a VA-guaranteed loan, you must meet credit and income standards and have a valid Certificate of Eligibility (COE). The home must be for your own personal occupancy. You must have been discharged under conditions other than dishonorable and meet the minimum standard requirements. Contact TJC Mortgage, Inc. to learn more about your benefits. We appreciate your service.
VA Rate Quote
Veteran Loan Refinance
The biggest advantage of refinancing with a VA home loan is that homeowners can refinance up to 100 percent of the home’s value, and they don’t have to pay for mortgage insurance. A non-VA home loan normally requires some equity in the house. The VA also offers a cash-out refinancing program for veterans who have equity and who have an existing VA home loan. To learn more about your benefits and ways to help reduce your loan term, rate or payment, please contact TJC Mortgage, Inc. soon.
Disclosure: Even though a lower interest rate can have a profound effect on monthly payments and potentially save you thousands of dollars per year, the results of such refinancing may result in higher total finance charges over the life of the loan. TJC Mortgage, Inc. – Veteran Owned and Operated
Yes, You Can Refinance Your VA Loan
Call TJC Mortgage, Inc. at 205-912-8100 for rates and loan information or fill out our quick quote application and a TJC Mortgage, Inc. loan officer will contact you to discuss your loan options.